Best Travel Credit Cards in 2020
Check out the best travel credit cards rewards cards and start planning your trip today.
Despite Covid-19 and all the travel regulations, this might be a really good time to look into travel credit cards. Travel companies are offering a ton of offers right now; and we got a lot of time to dream and plan for the future. Applying for one of these cards could help you save money and enjoy the rewards.
If you have a decent credit score, you could get from free flights to upgrades, miles and rewards. We have selected the travel credit cards that provide the most attractive perks (in our opinion); based on juicy sign-up bonuses, access to premium airport lounges, travel benefits and up to 7X bonus rewards!
BEST WITH NO ANNUAL FEE
20,000 bonus points
When you spend $1,000 in purchases in the first 3 months – a $200 cash redemption value
3X points
On eating out and ordering in; gas stations, rideshares, and transit; flights, hotels, homestays, and car rentals; popular streaming services; 1x points on all other purchases.
0.00% introductory APR
For 12 months from date of account opening.
WHY WE LIKE IT
The Wells Fargo Propel american express is the best no annual credit card right now and the most convenient one for road trips, thanks to its generous gas bonus points. Its initial offer comes with 20,000 points, 0% APR and $0 annual fee. There is no limit to the rewards you can earn, and its points never expire.
Check our full review here.
BEST WITH NO ANNUAL FEE
20,000 bonus points
When you spend $1,000 in purchases in the first 3 months – a $200 cash redemption value
3X points
On eating out and ordering in; gas stations, rideshares, and transit; flights, hotels, homestays, and car rentals; popular streaming services; 1x points on all other purchases.
0.00% introductory APR
For 12 months from date of account opening.
APR: 14.49%–24.99%
ANNUAL FEE: $0
FOREIGN TRANSACTION FEE: $0
CREDIT SCORE: Excellent/Good
WHY WE LIKE IT
The Wells Fargo Propel american express is the best no annual credit card right now and the most convenient one for road trips, thanks to its generous gas bonus points. Its initial offer comes with 20,000 points, 0% APR and $0 annual fee. There is no limit to the rewards you can earn, and its points never expire. Check our full review here.
APR: 15.99%–22.99%
ANNUAL FEE: $95
FOREIGN TRANSACTION FEE: $0
CREDIT SCORE: Excellent/Good
GREAT BONUS AND POINT TRANSFERS
60,000 bonus points
After you spend $4,000 on purchases in the first 3 months from account opening; that's $750 toward travel when redeemed through Chase Rewards!
2X points on travel and dining
Earn 2X points on travel and dining at restaurants- (airfare, hotels, restaurants, cafés)+ 1 point per dollar spent on all other purchases and 5X points on Lyft rides through March 2022.
25% more in travel redemption
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Rewards.
WHY WE LIKE IT
The Sapphire Preferred is currently one the best credit cards in the market. It offers one of the highest sign-up bonuses, good benefits and a low annual fee; as well as the flexibility of transferable points through Chase Ultimate Rewards® and its partners.
Check our full review here.
GREAT BONUS AND POINT TRANSFERS
60,000 bonus points
After you spend $4,000 on purchases in the first 3 months from account opening; that's $750 toward travel when redeemed through Chase Rewards!
2X points on travel and dining
Earn 2X points on travel and dining at restaurants- (airfare, hotels, restaurants, cafés)+ 1 point per dollar spent on all other purchases and 5X points on Lyft rides through March 2022.
25% more in travel redemption
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Rewards.
APR: 15.99%–22.99%
ANNUAL FEE: $95
FOREIGN TRANSACTION FEE: $0
CREDIT SCORE: Excellent/Good
WHY WE LIKE IT
The Sapphire Preferred is currently one the best credit cards in the market. It offers one of the highest sign-up bonuses, good benefits and a low annual fee; as well as the flexibility of transferable points through Chase Ultimate Rewards® and its partners.
Check our full review here.
APR: 15.99%–22.99%
ANNUAL FEE: $550
FOREIGN TRANSACTION FEE: $0
CREDIT SCORE: Excellent/Good
WHY WE LIKE IT
If the annual fee is something you can pay, this card is by far the best one for frequent travelers. It offers an array of valuable perks; including its big welcome bonus, 5X points on travel and Gold Status with Marriott Bonvoy and Hilton Honors .
BEST LUXURY CARD
BEST LUXURY CARD
70,000 bonus points
After you spend $5,000 on purchases on your new Card in your first 3 months.
5X Points
On Flights Booked Directly with Airlines and Prepaid Hotels. Earn 1X Points on All Other Eligible Purchases
1,200 airport lounges
Enjoy access to the the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
Up to $40 per month in statement credits
When you use your card to pay for select streaming subscriptions and wireless phone services through 12/31/20.
Saks Avenue
Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue or saks.com
$200 Airline Fee Credit
Select one qualifying airline and then receive up to $200 in statement credits per year on incidental fees.
$15 in Uber Cash
For rides or eats orders in the US every month plus a bonus $20 in December. That's up to $200 for Uber rides or eats orders annually.
BEST LUXURY CARD
BEST LUXURY CARD
70,000 bonus points
After you spend $5,000 on purchases on your new Card in your first 3 months.
5X Points
On Flights Booked Directly with Airlines and Prepaid Hotels. Earn 1X Points on All Other Eligible Purchases
1,200 airport lounges
Enjoy access to the the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
Up to $40 per month in statement credits
When you use your card to pay for select streaming subscriptions and wireless phone services through 12/31/20.
Saks Avenue
Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue or saks.com
$200 Airline Fee Credit
Select one qualifying airline and then receive up to $200 in statement credits per year on incidental fees.
$15 in Uber Cash
For rides or eats orders in the US every month plus a bonus $20 in December. That's up to $200 for Uber rides or eats orders annually.
APR: 15.99%–22.99%
ANNUAL FEE: $550
FOREIGN TRANSACTION FEE: $0
CREDIT SCORE: Excellent/Good
WHY WE LIKE IT
If the annual fee is something you can pay, this card is by far the best one for frequent travelers. It offers an array of valuable perks; including its big welcome bonus, 5X points on travel and Gold Status with Marriott Bonvoy and Hilton Honors .
Things to keep in mind when choosing a credit card:
- Consider the fees: Take in consideration your expenses and how much of the fees you are willing / able to pay.
- Credit Score: Your credit score will determine your availability to apply to some credit cards. The best cards tend to be available to customer with good credit score (a FICO® Score of 670 or higher). Be mindful of this and work on it as overall it will allow you to access to more and better benefits. Applying for cards when you don’t have the enough credit for it could damage your score.
- Decide based on your interests: If you are a person who travel only once a year, travel lounges might not be something you care about. Find a card that fits your travel habits and that offers the rewards you could use the most.
- APR: They will vary depending on your credit, and they could go as high as 25.49%! It is always recommended to pay the amount in full before the end of the period to avoid these fees.
If you are interested in the topic and would like to learn more, please refer to this link
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